Social Security Planning

The wave of baby boomers approaching retirement has a number of difficult decisions to make.  In many instances the amount of time given to Social Security planning is far less than what is needed.  Most people do not realize that cumulative Social Security benefits over their lifetime can amount to several hundred thousand to more than a half-million dollars.  When the planning includes a spouse, many options are available which can help the couple maximize their lifetime benefits.   Many of the strategies used to optimize benefits are not widely known.   

Jim Heisler assists clients with this type of analysis, which is part of an overall program focused on creating stable and predictable streams of retirement income.

If you, or someone in your family, is planning to elect Social Security benefits in the near future, please delay your decision until you have had a chance to review your situation with Jim.